Robert kiyosaki quotes

If you want a solid future, you need to create it. You can take charge of your future only when you take control of your income source. You need your own business.

Your future is created by what you do today, not tomorrow.

To obtain financial freedom, one must be either a business owner, an investor, or both, generating passive income, particularly on a monthly basis.

In the real world, the smartest people are people who make mistakes and learn. In school, the smartest people don't make mistakes.

The most important word in the world of money is cash flow. The second most important word is leverage.

Inside each of you is a rich person, a poor person & a middle class person. It is up to you to decide which person you become.

You get one life. Live it in a way that it inspires someone.

Don't let the fear of losing be greater than the excitement of winning.

There are people who are not wealthy because they want to be comfortable.

The biggest trap, the biggest dungeon in life isn't laziness or bad luck, it's comfort.

The biggest challenge you have is to challenge your own self doubt and your laziness. It is your self doubt and your laziness that defines and limit who you are.

Friends and family will tell you why your ideas won't work. Most are left-brained employees and specialists and NOT entrepreneurs.

I don't believe in giving people money. In Sunday school [you learn] that if you teach a man to fish, you feed him for life; but you give him a fish, you feed him for a day.

It's not being homeless that matters. It's about who you are. Keep striving and you become somebody. Quit and you also become somebody.. but not the same person.

The No.1 thing people can do to increase their wealth is to start a part-time business.

The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way.

Entrepreneurship is a process, not a job or profession. So be faithful to the process and remember that even when times are bad, the process will give you a glimpse of the future that lies ahead.

You have a choice in life. Would you rather be lonely or miserable? I would rather be lonely. A lot of people are miserable in a marriage and they don't get along with their wife or husband and it's not worth it.

Intelligence is the ability to solve problems

Often, the more money you make the more money you spend; that's why more money doesn't make you rich - assets make you rich.

Rule One. You must know the difference between an asset and a liability, and buy assets. An asset is something that puts money in my pocket. A liability is something that takes money out of my pocket.

We all have defining moments. It is in these moments that we find our true characters. We become heroes or cowards; truth tellers or liars; we go forward or we go backward.

To be a good detective you must also think like a crook, an immoral, unethical or unlawful person

The richest people in the world build networks. Everyone else is trained to look for work, that's why there are two types of people today. Those who build their own dreams and those who build someone else dreams.

The losers in life think they have all the answers. They can’t learn because they’re too busy telling everyone what they know.

It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.

The most successful people in life are the ones who ask questions. They're always learning. They're always growing. They're always pushing.

Sight is what you see with your eyes, vision is what you see with your mind.

One of the things I didn't like about school is that every time they told a story about a rich guy in school, he was an evil guy. Our school system is programming us to think the rich are greedy and evil.

The main reason people struggle financially is because they have spent years in school but learned nothing about money. The result is that people learn to work for money...but never learn to have money work for them.

There are only two things you can invest: Time & Money. Of the two, Time is more important.

No one achieves great things by following the crowd. Have a spine. Strike your own path.

Academic qualifications are important and so is financial education. They're both important and schools are forgetting one of them.

Every time you think you can’t do something... someone else thinks they can.

I'm often asked how to start investing with little or no money. Please hear this as this is the hardest thing for people to understand: you do NOT invest with money! You invest with your mind! No matter what the field, your biggest asset is your mind. Once you have knowledge, you find deals, find your team and use other people’s money. You sell the deal and your team to get investment money.

Losers quit when they fail. Winners fail until they succeed.

It's more important to grow your income than cut your expenses. It's more important to grow your spirit that cut your dreams.

The only difference between a RICH person and a POOR person is how they use their time.

Be worried if no one is criticizing you. Your job in life is to ignore the 33% who will never like you and do your best to convince the 33% who don't care either way to join the 33% who love you

If you are not successful, that means you're not making enough mistakes.

What are you doing this weekend to improve your financial situation? Sacrifice made today goes a long way for a better tomorrow.

Network marketing gives people the opportunity, with very low risk and very low financial commitment, to build their own income-generating asset and acquire great wealth.

People, who live below their means, save for a rainy day - the price is a cheap life. There are a lot of people who have a lot of money; but at the end of the process, they are still cheap; so they have made money their God.

You must fire bad customers just as you would fire a bad employee. If you do not get rid of your bad employees, the good employees will leave. If I do not fire bad customers, not only will my good customers leave but many of my good employees will leave as well.

Most people never get wealthy simply because they are not trained financially to recognize opportunities right in front of them. The rich have learned to recognize opportunities as well as how to create them

Finding good partners is the key to success in anything: in business, in marriage and, especially, in investing.

Making money and making the world a better place are not contrary to one another.

Your job isn’t to make money. It’s to find a problem that needs solving.

Money is not the goal. Money has no value. The value comes from the dreams money helps achieve.

To be a successful business owner and investor, you have to be emotionally neutral to winning and losing. Winning and losing are just part of the game.

We all have tremendous potential, and we all are blessed with gifts. Yet, the one thing that holds all of us back is some degree of self-doubt. It is not so much the lack of technical information that holds us back, but more the lack of self-confidence.

A problem with school is that you often become what you study. If you study, let say cooking, you become a chef. If you study law, you become an attorney, and a study of auto mechanics makes you mechanics. The mistake in becoming what you study is that, too many people forget to mind their own business. They spend their lives minding someone else's business and making that person rich

Remember, your mind is your greatest asset, so be careful what you put into it.

Don't be so bitter about a bad experience from your past that you miss the opportunities in front of you.

Learn to use your emotions to think, not think with your emotions

I don't think God cares if you are rich or poor. God loves you anyway. But if you want to be rich, then choose your church & preacher carefully.

There’s a bit of hidden magic in every mistake. The magic is called learning.

Always remember that no matter what anyone is saying to you from the outside, the most important conversation is the one you are having with yourself on the inside.

The biggest risk a person can take is to do nothing.

I don't save money. Save is a four letter word! I like to borrow money because I can get richer faster on borrowed money. I have what is called retained earnings, so I don't have to save money. If I need money, I will go out and borrow it.

People don't like the idea of thinking long term. Many are desperately seeking short term answers because they have money problems to be solved today.

The power of "can't": The word "can't" makes strong people weak, blinds people who can see, saddens happy people, turns brave people into cowards, robs a genius of their brilliance, causes rich people to think poorly, and limits the achievements of that great person living inside us all.

Real estate investing, even on a very small scale, remains a tried and true means of building an individual's cash flow and wealth.

Change your focus from making money to serving more people. Serving people makes the money come in.

Your most expensive advice is the free advice you receive from your financially struggling friends and relatives.

It's not what you say out of your mouth that determines your life,it's what you whisper to yourself that has the most power!

God does not deem you to be lucky or unlucky... you're mindset does.

Great opportunities are not seen with your eyes. They are seen with your mind.

Don’t buy luxuries until you’ve built the assets to afford them

Be careful who you get advice from. I get advice from people who are where I want to be.

In today's fast-changing world, it's not so much what you know anymore that counts, because often what you know is old. It is how fast you learn. That skill is priceless.

If you want to be rich, be friends with people who have the same mindset as you, or who at least won't try to change your mindset to be more like theirs. Life is too short to spend time with people who don't help you move forward.

When you are young, work to learn, not to earn.

You cannot improve your future if you are not willing to try something new and risk making mistakes and learning from them

If you work for money, you give the power to your employer. If your money works for you, you keep and control the power.

Self-discipline is the No. 1 delineating factor between the rich, the middle class and the poor.

In school we learn that mistakes are bad, and we are punished for making them. Yet, if you look at the way humans are designed to learn, we learn by making mistakes. We learn to walk by falling down. If we never fell down, we would never walk.

It is not much different from a person who goes to the gym to exercise on a regular basis versus someone who sits on the couch watching television. Proper physical exercise increases your chances of health, and proper mental exercise increases your chances for wealth. Laziness decreases both health and wealth.

Success takes an investment in time, dedication, and sacrifice. This is true education. It is a process.

The truth is that money doesn't make you rich; knowledge does.

Complaining about your current position in life is worthless. Have a spine and do something about it instead.

The problem with this world is not enough problem solvers. So, if you become a problem solver you become rich.

Talk is cheap. Learn to listen with your eyes. Actions do speak louder than words. Watch what a person does more than what he says.

If you want to change your life, begin by changing your words. Start speaking the words of your dreams, of who you want to become, not the words of fear or failure.

Comfort kills ambition. Get uncomfortable and get used to it in your pursuit of your goals and dreams.

A goal is different from a wish. You may wish to be rich, but there's no responsibility for it. With a goal, it's on you to achieve it.

Learn how to learn, then learn what to learn

People need to wake up and realize that life doesn't wait for you. If you want something, get up and go after it.

Once a person stops searching for information and self-knowledge, ignorance sets in.

Passion pushes you to learn more, create more and to create better. Best of all, it's contagious.

I am concerned that too many people are focused too much on money and not on their greatest wealth, which is their education. If people are prepared to be flexible, keep an open mind and learn, they will grow richer and richer through the changes. If they think money will solve the problems, I am afraid those people will have a rough ride. Intelligence solves problems and produces money. Money without financial intelligence is money soon gone.

Rule One. You must know the difference between an asset and a liability, and buy assets. If you want to be rich, this is all you need to know. It is Rule No. 1. It is the only rule. This may sound absurdly simple, but most people have no idea how profound this rule is. Most people struggle financially because they do not know the difference between an asset and a liability.

Giving a poor person money keeps them poorer longer...often forever; give them knowledge instead.

The rich does not work for money, but money work for them...., While the poor work for money.Illiteracy, both in word and numbers, is the foundation of financial struggle....,Wealth is a person's ability to survive so many number of days forward... or if i stopped working today, how could i survive?...,Wealth is the measure of cash flow from to asset column compared with the expense column.

You get rich because you do things most people will not do. Success requires sacrifice. You must be willing to make those sacrifices.

There is a difference between being poor and being broke. Broke is temporary, and poor is eternal.

Never say you cannot afford something. That is a poor man's attitude. Ask HOW to afford it.

Rich people buy luxuries last, while the poor and middle class tend to buy luxuries first.

We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially literate.

It is easy to stay the same but it is not easy to change. Most people choose to stay the same all their lives.

The rich buy assets. The poor only have expenses. The middle class buys liabilities they think are assets. The poor and the middle class work for money. The rich have money work for them.

Start a part-time business and make as many mistakes as you possibly can while you still have your daytime job.

The only person who is going to give you security and the life you want is you.

It is said that the fear of public speaking is a fear greater than death for most people. According to psychiatrists, the fear of public speaking is caused by the fear of ostracism, the fear of standing out, the fear of criticism, the fear of ridicule, the fear of being an outcast. THE FEAR OF BEING DIFFERENT PREVENTS MOST PEOPLE FROM SEEKING NEW WAYS TO SOLVE THEIR PROBLEMS.

Don't do anything for the money you WILL make, but instead for the SKILLS you will learn.

Money is one form of power. But what is more powerful is financial education. Money comes and goes, but if you have the education about how money works, you gain power over it and can begin building wealth. The reason positive thinking alone does not work is because most people went to school and never learned how money works, so they spend their lives working for money.

The right decisions come from the right focus. You’ll succeed if your focus is on the mission, not the money.

If you want to change who you are, begin by changing the size of your dream. Even if you are broke, it does not cost you anything to dream of being rich. Many poor people are poor because they have given up on dreaming.

If you want to be rich, simply serve more people.

A job is a short term solution to a long term problem

I believe that one key to success is to accept truth, no matter how it's spoken.

Schools teach you how to work for money, but don't teach how to make money work for you

A business owner can become rich exponentially and people who work for wages become rich incrementally.

You cannot be all things to all people. Be unique. Be different. Give to others what you want yourself. And do what you were made to do.

Before you invest in something, invest the time to understand it

Building your own business is the best way to become rich. Then you can begin investing in other assets.

Financial struggle is often the direct result of people working all their lives for someone else.

The philosophy of the rich and the poor is this: the rich invest their money and spend what is left. The poor spend their money and invest what is left.

Don't stop trying, learning, fighting, experimenting, doing, until the miracle happens.

Money does not make you happy, but the lack of money can cause unhappiness.

You don't achieve success by "taking it easy" or "working on it later." You achieve it thru persistence and hard work.

The good news is that it doesn't cost much money to change your thinking. In fact, it can be done for free.

If you own a butcher shop, don't hire vegetarians. To hire the right people, you have to let the wrong people go.

Don't be addicted to money. Work to learn. don't work for money. Work for knowledge.

The better you are at communicating, negotiating, and handling your fear of rejection, the easier life is.