Elizabeth warren quotes

Look at the big-ticket items, in your budget. Your home or apartment. Your car. Your insurance. If you are overspending on these big monthly bills, then money's draining out of your pocket a lot faster than you can replace it by clipping coupons or buying cheaper coffee.

I think the best way it happens is if parents say, this is important for educating my child.

We need to align the incentives so that colleges have an incentive to keep down their costs... to graduate students on time with degrees in areas where they're going to be able to get jobs and going to be able to pay back those loans.

I'm willing to throw my body in front of the bus to stop bad ideas.

That's how we build the economy of the future. An economy with more jobs and less debt, we root it in fairness. We grow it with opportunity. And we build it together.

You have two pages, that's the whole credit card agreement. The terms are clear and flat and easy to see so anyone can read them. So you could lay four credit cards in front of you and say, 'Oh, that's the one that has the highest rate, that's the one that has the really scary provision that could hurt me.'

Getting straight with your money is as complicated as a trip to the grocery store: You need a comparison shop, add and subtract, stick with a plan, and ask questions- nothing more.

We're going to make sure that the people who run for office and get elected are the ones who are going to work for the American people.

Middle class America is acutely aware of how bad this economy is, and it is going to demand changes. I don't think politicians can afford to be complacent.

I hear all this, you know, 'Well, this is class warfare, this is whatever.' No. There is nobody in this country who got rich on his own - nobody.

What we collectively decide about how to bail out our economy, how to pull our economy out of a ditch and what rules we put in place to make sure this problem does not happen again, will shape our country for the next 50 years. This is it.

We will fight back against attacks on Latinos, on African-Americans, on women, on Muslims, on immigrants, on disabled Americans, on everyone. Whether Donald Trump sits in a glass tower or sits in the White House, we will not give an inch on this. Not now, not ever.

Barack Obama heard the American people.

What do the Republicans say? Donald Trump? They say they're just going to roll back the Dodd-Frank regulations. They want to undermine the Consumer Financial Protection Bureau.

There are a lot of things that people say about Hillary Clinton. But nobody says that she doesn't know how to throw a punch.

The people who are filing for bankruptcy in increasing numbers every year, it's not the poorest. It's not the people at the economic fringes. It's people who worked hard and played by the rules.

My mother said, if you don't have the cash, don't buy it. And on that, my mother was right.

Once you've gotten your money in balance, you know how much you have to spend on things that are just fun.

Meaningful rules in the consumer credit market can accelerate economic recovery. Rules would increase consumer confidence and, more importantly, weed out all the tricks and traps that sap families of billions of dollars annually.

Get your money in balance. One rule of thumb is 50/30/20. Spend about 50% of your money on must-haves - things like rent, car payments - and about 30% on wants, while 20% should go toward savings and paying down debt.

We lose eight children and teenagers to gun violence every day. If a mysterious virus suddenly started killing eight of our children every day, America would mobilize teams of doctors and public health officials. We would move heaven and earth until we found a way to protect our children. But not with gun violence.

The total amount of money that Wall Street handed out in bonuses last year was double the total income of ALL full-time minimum wage workers. That's obscene.

Once kids get older, the list is longer. So here goes: Stay out of debt. Sometimes debt is necessary, to buy a home or to get an education, but not to buy a sweater or to eat out.

Get out of debt. In a world of stagnant incomes and rising core expenses like mortgage and health care costs, that's a lot easier said than done. The middle class is under enormous pressure. But families can stop the bleeding by reducing their reliance on debt wherever they can. They can also start fighting back by taking a hard look at whom they do business with and rethinking whether they want tricks-and-traps banks to hold their money. They can also demand that public officials take the side of families over the side of banks.

Paul Ryan looks around, sees three unemployed workers for every job opening in America, and blames the people who can't find a job.

Say good-bye to Dodd-Frank and all of the financial reforms and efforts to try to rein in Wall Street. Just say good-bye to it. That means we can go where Wall Street gets to call the shots again. We saw how that worked out in 2008.

It's powerfully important that our kids get an education in personal finance.

I love the work I do.

Nobody's safe. Health insurance? That didn't protect 1 million Americans who were financially ruined by illness or medical bills last year.

Why is the Keystone Pipeline the very first, #1 item on the Republicans' agenda? We know that this pipeline runs terrible environmental risks and it just won't do much for the American people. So why is this bill so urgent? Money and power.

There is nobody in this country who got rich on his own.

Israel has the right to shell Palestinian hospitals and schools out of self defense.

Keep a little space in your heart for the improbable. You won't regret it.

I want to be blunt: We should not be fighting about equal pay for equal work, and access to birth control, in 2012. These issues were resolved years ago - until the Republicans brought them back.

We just can't let Donald Trump be the leader of this country. We can line up. We can be part of Hillary Clinton's effort to be the president of the United States and to help do the things we care about in this country - to really help build a future.

Donald Trump doesn't care who gets hurt, as long as he makes a profit off it.

I'm going to do everything I can to help Hillary Clinton get elected and I'm going to do everything I can to make sure that Donald Trump never comes within shouting distance of the White House.

President Obama believes in a country where we invest in education, in roads and bridges, in science and in the future, so we can create new opportunities so the next kid can make it big, and the kid after that, and the kid after that. That's what president Obama believes.

We don't win what we don't fight for.

If there's any lesson I've learned in the last five years, it's don't be so sure about what lies ahead. There are amazing doors that could open.

The people on Wall Street broke this country, and they did it one lousy mortgage at a time. It happened more than three years ago, and there has been no real accountability, and there has been no real effort to fix it.

I don't want to overstate the gender difference. But women are more sensitized to the way that larger issues affect their pocketbooks, like pay equality or cost of living changes.

Both [of my granddaughters] Octavia and Lavinia have May birthdays. I've just been birthday shopping with them. But the shopping has a budget. I say, "Okay, if you pick this out, then you'll have how much left?" I wait for them to do the calculation, and they'll say, "$18." And we stand there and talk about, hmm, is that sweater really worth that much? And the girls work it through.Doing that takes away some of the magic of money.

The banks lobbied Washington so they could write the rules that got us into this crisis. They then lobbied Washington to get the money to bail them out. And then they are lobbying Washington to write the rules so they can get us into the next crisis. It's perfect circularity.

It's so easy to focus on what could go wrong, on what else you could do before you try the thing you really want to do. No. Just get out there and try.

My response [to fear of being poor]was to study contracts, finance, economics, to plan, to have a goal, to work on that goal. To learn everything I could. I always poked at the things that scared me most.

Donald Trump is a threat economically to America.

No, Governor Romney, corporations are not people. People have hearts, they have kids, they get jobs, they get sick, they cry, they dance. They live, they love, and they die. And that matters. That matters because we don't run this country for corporations, we run it for people.

I have a daughter and I have granddaughters and I will never vote to let a group of backward-looking ideologues cut women's access to birth control. We have lived in that world, and we are not going back, not ever

If you don't have a seat at the table, you're probably on the menu.

The bankers might not have said it in so many words, but gradually their strategy emerged: Target families who were already in a little trouble, lend them more money, get them entangled in high fees and astronomical interest rates, and then block the doors to the bankruptcy exit if they really got in over their heads.

Americans understand that the game is rigged, and they've had enough of it. They're ready to fight back. They want a Washington that works for them, i think that people are getting more engaged, politically, and they're seeing through a lot of the rhetoric that politicians have been throwing out there for a long time. They want to see some real change, and I think that's what we need to work on.

A lot of people think that regulations bring higher costs, but regulation is also about making sure that someone doesn't get to beat out the competition because they're dumping filth in the river or spewing poisons in the air.

We're Americans. We celebrate success. We just don't want the game to be rigged.

It's pretty much how we get anything added to the curriculum. When parents said children needed to be computer literate, the schools started responding. The same thing is true of basic financial literacy.

My parents and I were all afraid of being poor - really poor.

I think having a fighter in the lead, a female fighter in the lead, is exactly what America needs.

You know, the old version was about balancing a checkbook. The new version is about the risks of debt, which is so much more widely available. So I think it's important that we design relevant financial literacy courses, and teach them starting early in grade school.

I'm really concerned that 'too big to fail' has become 'too big for trial'.

It's better to fight because if you don't fight, you can't win. Besides, even when you don't win, you can change the game.

Hillary Clinton is a fighter, she's out there, she's tough.

Donald Trump is a threat to who we are as a people.

When you have no real power, go public - really public. The public is where the real power is.

If you have a choice between buying something and paying down your credit card, pay down your credit card.

It's a simple idea: We all do better when we work together and invest in our future.

I talk to nurses and programmers, salespeople and firefighters - people who bust their tails every day. Not one of them - not one - stashes their money in the Cayman Islands to avoid paying their fair share of taxes.

The financial collapse of 2008 got its start with predatory mortgages, that weren’t sold by community banks and credit unions, they were sold by fly by night mortgage brokers who had almost zero federal oversight and then the big banks looked over, saw the profit potential and they wanted it bad. So they jumped in and sold millions of these terrible mortgages while the bank regulators just looked the other way.

I once had half a cup [of coffee], twenty years ago, and I'm still working it off.

If Scott Walker sees 100,000 teachers & firefighters as his enemies, maybe it's time we take a closer look at his friends.

Pundits talk about 'populist rage' as a way to trivialize the anger and fear coursing through the middle class.

I can remember riding in the car with [my daughter] Amelia, when she was very small, and we'd talk about money the same way we'd talk about sparkly shoes or what had happened at school.

There is an ugly side to Donald Trump that we all have to stop and think about what's going on here.

I get the reason that you should be willing to negotiate sometimes. But you also ought to be willing to throw a punch.

College students today are drowning in debt, and it is hurting them and hurting our economy. We must find a way to help families pay for college without condemning them to a lifetime of indebtedness.

No one should have to get a PhD in economics to survive in this economy.

The game is rigged to work for those who already have money and power.

The President's policy proposal, known as 'chained CPI,' would re-calculate the cost of living for Social Security beneficiaries. That new number won't keep up with inflation on things like food and health care -- the basics that we need to live. In short, 'chained CPI' is just a fancy way to say 'cut benefits for seniors, the permanently disabled, and orphans.'

The poor pay more, and that's one of the reasons people get trapped at the bottom of the economic ladder.

I don't like credit cards. Let me triple underline that.

Part of my job is to make sense of all that I hear, and to retell it in a forceful way so that the decision-makers at Treasury can hear it. At least that's how I see it.

Donald Trump cannot, cannot be the man who leads the United States of America.

Goals work. Pick one debt, and then put every dime into paying down that one debt. Once that debt is paid off, start paying down the next debt. Pretty soon it's time to move from paying debt to building savings.

There are those who believe justice and dignity are reserved only for some people. Young men have died in police custody, and the growing heel of poverty has worn down harder on children of color...We must fight back.

Our number one responsibility is to protect Americans from terrorism, that’s our job, so being tough on terrorism is enormously important.

Americans are fighters. We're tough, resourceful and creative, and if we have the chance to fight on a level playing field, where everyone pays a fair share and everyone has a real shot, then no one - no one can stop us.

As a Democrat, one of the things that frustrates me the most is there are a lot of times we just don't get in the fight. We ask pretty please if we can have things or we make the argument for why it is the best thing to do, and then wait patiently for the other side to agree to come along. We negotiate. We start our opening position by negotiating.

The Republicans had a real advantage over the Democrats for a long time. And the principal advantage they have had is they have concentrated money and concentrated power. And, boy, when it's all concentrated, man, you can organize it, you can use it, you can get out there, you can run those negative ads, you can be effective, you can put money into campaigns.

You know, if you’re caught with an ounce of cocaine, the chances are good you’re going to go to jail. If it happens repeatedly, you may go to jail for the rest of your life. But evidently, if you launder nearly a billion dollars for drug cartels and violate our international sanctions, your company pays a fine and you go home and sleep in your own bed at night, every single individual associated with this. I think that’s fundamentally wrong.

Being Native American has been part of my story I guess since the day I was born.

Donald Trump is a person who is an insecure money-grubber who cares about nothing but himself.

It`s one thing for Hillary Clinton to adopt some anti-Wall Street language to try to appeal to progressives.

The choice before us is simple. Will we continue to subsidize the dirty fossil fuels of the past, or will we transition to 21st century clean, renewable energy?

Accountability for the largest financial institutions on Wall Street is the bedrock for a strong economy. Hard-working families and honest businesses cannot survive in a world where the rules don’t keep the marketplace honest.

Now look, you built a factory and it turned into something terrific or a great idea, God Bless, keep a big hunk of it. But part of the underlying social contract is you take a hunk of that and paid forward for the next kid who comes along.

Me, I was waiting tables of 13 and married at 19. I graduated from public schools, and taught elementary school.

When conservatives talk about opportunity, they mean opportunities for the rich to get richer, for the powerful to get more powerful.

Money is bounded; we only have so much of it. Love goes on forever.

I'm still very connected to my family, to the world I grew up in. I understand what it means to be afraid that you can't pay a doctor's bill. Or to have to make the choice between buying a band uniform for a seventh-grader and making the insurance payment on time. That will never leave me. It was how I lived until I was well into my adult years.

Women tend to vote the economic interests of their families and to speak out on family economic issues. For men, there's often much more focus on the idea of personal failure: "If I'm not winning this great economic game, it must be my fault."

I'm proud of my Native American heritage.

This country isn't working for working people. It's working only for people at the top. That's not the American dream. That's the American nightmare.

The credit card companies have put the loan sharks out of business.

People feel like the system is rigged against them, and here is the painful part, they're right. The system is rigged.

Balancing your money is the key to having enough.

Right now, with millions of Americans still out of work, and struggling to recover from the worst economic downturn since the great depression, with 40 million Americans dealing with student loans, with millions of people working full-time at minimum wage and still living in poverty, with the big banks getting bigger and the workers getting poorer, and seniors struggling to make ends meet, Republicans in Washington have decided the most important thing for them to focus on is how to deny women access to birth control.

I don't like credit cards. They make overspending very easy. They can make life a lot more complex and stressful.

Some of the largest financial institutions can build a profit model on tricking people.

Washington is rigged for the big guys - and no person has more consistently called them out for it than Jon Stewart. Good luck, Jon!

Our veterans deserve the very best, and that means ensuring that America's veterans receive high-quality services and cares when they come back home.

Refinancing won't fix everything that's broken with our [American] higher education system. We've got to bring down the cost of college. And we need more accountability for how schools spend federal dollars.

We should be talking about expanding Social Security benefits - not cutting them.

When you talk about Social Security, it's not just enough to say, we're looking at you, this really matters. It's the fact that a million Americans think it matters. Oh, wait, it's 2 million Americans think it matters. No, it's 4 million Americans. It's 6 million, wait, it's 10 million, it's 50 million Americans who care about this. That's how we're going to make change.

We need to remind politicians they don't work for the big banks - they work for us.

It is not the job of the Department of Education to maximize profits for the government at the cost of squeezing students who are struggling to get an education.

You built a factory out there, good for you. But I want to be clear. You moved your goods to market on the roads that the rest of us paid for. You hired workers that the rest of us paid to educate. You were safe in your factory because of police forces and fire forces that the rest of us paid for.

The need for comprehensive reform must not blind us to the urgency of addressing the massive debt that's already crushing our young people.

Donald Trump is a genuine threat to America.

It takes money to run political campaigns. This is a cancer growing on the soul of our democracy.

Look around. Oil companies guzzle down the billions in profits. Billionaires pay a lower tax rate than their secretaries, and Wall Street CEOs, the same ones the direct our economy and destroyed millions of jobs still strut around Congress, no shame, demanding favors, and acting like we should thank them. Does anyone here have a problem with that?

Cars, toys, aspirin, meat, toasters, water - nearly every product sold has passed basic safety regulations well in advance of being marketed and sold. But consumer credit is a kind of buyer-beware, wild west. That is partly the result of history.

Сount dollars, not pennies. Look at the big-ticket items, in your budget.

The trickle-down experiment that began in the Reagan years failed America's middle class. Sure, the rich are doing great. Giant corporations are doing great. Lobbyists are doing great. But we need an economy where everyone else who works hard gets a shot at doing great!

Say good-bye to the Affordable Care Act. That means 20 million people who lose their health insurance, just like that.

If there had been a Financial Product Safety Commission in place 10 years ago, the current financial crisis would have been averted.

In a democracy, hostage tactics are the last resort for those who can’t otherwise win their fights through elections, can’t win their fights in Congress, can’t win their fights for the Presidency, and can’t win their fights in Courts. For this right-wing minority, hostage-taking is all they have left – a last gasp of those who cannot cope with the realities of our democracy.